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logologologo
  • About
    • Vision & History
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  • Explore by Solution
    • Fixed Income
    • Equity
    • Portfolios
    • Corporate Retirement
    • IRA Rollovers
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    • Insight Center
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logologologo
  • About
    • Vision & History
    • Why IRON
    • The IRON Team
    • IRON Cares
  • Explore by Solution
    • Fixed Income
    • Equity
    • Portfolios
    • Corporate Retirement
    • IRA Rollovers
    • Mutual Funds
  • Explore by Experience
    • Corporate Retirement
    • Private Clients
    • Advisors
  • Resources
    • Insight Center
  • Logins
    • Corporate Retirement
    • Private Clients
  • Contact
logologologo
  • About
    • Vision & History
    • Why IRON
    • The IRON Team
    • IRON Cares
  • Explore by Solution
    • Fixed Income
    • Equity
    • Portfolios
    • Corporate Retirement
    • IRA Rollovers
    • Mutual Funds
  • Explore by Experience
    • Corporate Retirement
    • Private Clients
    • Advisors
  • Resources
    • Insight Center
  • Logins
    • Corporate Retirement
    • Private Clients
  • Contact
  • About
    • Vision & History
    • Why IRON
    • The IRON Team
    • IRON Cares
  • Explore by Solution
    • Fixed Income
    • Equity
    • Portfolios
    • Corporate Retirement
    • IRA Rollovers
    • Mutual Funds
  • Explore by Experience
    • Corporate Retirement
    • Private Clients
    • Advisors
  • Resources
    • Insight Center
  • Logins
    • Corporate Retirement
    • Private Clients
  • Contact

More than a Fiduciary

We'll lead the way

Institutional 3(38) Solutions

A comprehensive option. Suitable for plans seeking to assign full investment fiduciary responsibility to an investment manager.
Learn More

Institutional 3(21) Solutions

A co-fiduciary option. Suitable for plans that wish to retain liability and discretion over plan investments.
Learn More

Plan Level Fiduciary Solutions

A range of ERISA and non-ERISA plan options including 401(k), 403(b), 457, and auto-IRA.
Learn More

Excellence Through and Through

In 2011, IRON Financial successfully completed the Centre for Fiduciary Excellence’s (CEFEX) standards-based assessment for the first time. Certification demonstrates adherence to the industry’s best practices.

 

“…CEFEX-certified organizations have a higher degree of transparency. This is important in an industry which is often perceived as opaque by some investors.”

 

Press play for more on what it means to be CEFEX-certified…

Experience the IRON Difference

Comprehensive fiduciary solutions that meet the unique needs of institutional plans.

Experience

- Retirement solutions since 1996
- Thousands of plans under management

Transparency

- Services and fees clearly communicated with plan and participants
- No hidden agenda

Independence

- Independently owned and operated
- No third-party compensation
- No proprietary funds
- No platform-owned or sub-advised funds that do not meet our rigorous selection criteria

Process

- Serves both plan and participants
- Maintains Centre for Fiduciary Excellence (CEFEX) certification (since 2011)
- Documented and repeatable
- Backed by extensive quantitative analysis and supported by qualitative due diligence

Results

- Demand top-quartile performance on a risk-adjusted basis
- Investment insights and actionable items provided quarterly

Deliverables

- Professional documents and insights provided at both the plan and participant levels
- Plan-specific reporting

What’s the difference?

The difference lies in liability. A 3(38) fiduciary assumes full investment fiduciary responsibility for the plan, while a 3(21) fiduciary provides investment recommendations for the plan, which the Plan Sponsor may or may not act upon. Ultimately, the 3(21) Plan Sponsor retains primary liability.

VIEW FULL COMPARISON GUIDE
 3(38) Fiduciary 3(21) Fiduciary
Investment Manager maps fundsX-
Investment Manager selects, monitors, and replaces fundsX-
Investment Manager creates and adheres to Investment Policy StatementX-
Plan Sponsor selects funds-X

IRON Financial provides innovative investment solutions to individuals, corporations, plan sponsors, and advisors.

Explore by Solution

Fixed Income
Equity
Portfolios
Corporate Retirement
IRA Rollovers
Mutual Funds

Explore by Experience

Corporate Retirement
Private Clients
Advisors

Contact IRON

630 Dundee Rd, Ste 200
Northbrook, IL 60062

Toll-Free: 888-396-4766
Phone: 847-715-3200
Fax: 847-715-3499

Send Us a Message

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